Tripsy Travel Insurance

Travel Insurance

AXA Schengen Travel Insurance

We have partnered with AXA Schengen to provide you with the best insurance at lowest rates.

Insurance provided by AXA Schengen is fully compliant with Visa requirements of all Schengen States. Lowest and most comprehensive Insurance with direct settlement to service providers in case of emergencies and hospitalizations. Other benefits include lost luggage cover, flight delays and cancellation cover and loss/theft of personal items such as mobile phones, laptop computers and valuables.

It is essential to have Schengen Insurance when you apply for Schengen Visa. With AXA Schengen Insurance cover you are guaranteed to have 100% Visa compliant Insurance cover.

AXA Schengen Products:

Low Cost Plan

Secure your visa for the Schengen Area

From Just
€ 0.99 / day

  • Medical expenses covered up to €30,000
  • Repatriation
  • 24 hour assistance
  • Meets requirements from the EU

Europe Travel

Extended protection for you and your family

From Just
€ 1.50 / day

  • Medical expenses covered up to €100,000
  • Extended protection in all Schengen countries and the UK and Ireland
  • Repatriation
  • 24 hour assistance

Multi Trip

Annual plan

From Just
€ 298 / year

  • Medical expenses covered up to €100,000
  • Extended protection in all Schengen countries and the UK and Ireland
  • Repatriation
  • 24 hour assistance

All about Schengen Travel Insurance

What is Schengen Travel Insurance?

Schengen travel insurance provides you with travel and medical insurance for all the 26 countries that make up the Schengen Area – covering you for trips across the continent or holidays in any nation within the Schengen Zone. AXA is the leading provider of this type of insurance.

Here is the complete list of countries that you can visit with Schengen insurance (provided you have a visa) : Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Why do I need travel insurance to visit Europe?

A requirement for obtaining a Schengen Visa is to have insurance covering you in all states in the Schengen Area up to medical costs of €30,000. The easiest way to do this is to obtain Schengen travel and medical insurance from an accredited provider, such as AXA, which is the leading brand for this type of insurance.

Not all travelers require a Schengen Visa to travel to the Schengen Area, as countries including the U.S.A., Mexico, Brazil, and Canada have visa-free arrangements with the Schengen Zone. However, it is still strongly recommended you obtain insurance as all your medical costs, or those you may incur should something go wrong on your trip, may not be covered without obtaining travel insurance. If you are planning to travel to more than one Schengen country or want to be flexible with your itinerary, it is also a great way to ensure you are covered in the majority of countries in Europe.

Will getting travel insurance ensure I get a Schengen visa?

Although it is an essential document to supply when applying for a Schengen Visa, you will also need to supply other supporting documents that outline the reasons for your visit, your itinerary and accommodation plans, as well as how you intend to support yourself and any plans to work or study. Your application may also be rejected by embassy officials – but this is relatively rare as long as all your documents are in order.

Does Schengen insurance cover countries other than those in the Schengen Area ?
Other than those micro states mentioned, no. If you plan to travel to countries outside the Schengen Area, you will need to get insured for trips to those countries as they are not covered by Schengen visa insurance.

How can AXA help with travel insurance?

AXA can help by providing you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to the Schengen Area from as little as €0.99 per day – a fee that will cover you for medical expenses up to €30,000 in all Schengen countries – a price that isn’t too hard on your wallet ahead of your trip! A certificate proving you are insured will also be available immediately, meaning you can get on with your application.

AXA is the number one provider of travel insurance for trips to Europe and offers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €1.50 per day, or Schengen Multi Trip insurance, which is perfect for regular travelers and available for €298 for a year’s coverage.

Can I buy this insurance from an AXA representative in my own country?

No, AXA’s travel insurance can only be purchased through the website.

What should I do if I have a medical issue while in the Schengen area?

Please contact AXA Schengen as soon as possible on the phone number given with the special conditions you receive after taking out your policy. Our helpful staff will then do all we can to resolve your issue and get you treatment or travel home, in line with the conditions of your policy.

Why choose AXA Schengen Insurance?

AXA offers several Schengen Visa compliant insurance policies for travel in Europe; from a low-cost option, priced at as little as €0.99 ($1.11) per day of your trip, that will meet the minimum requirements, to multi-trip insurance that will cover you for ongoing visits.

AXA travel insurance policies are accepted in all embassies and consulates of Schengen Area countries.

After buying your travel insurance, you will receive a certificate that can be presented to officials at the consulate or visa application center, to show you have the correct insurance for your Schengen Visa.

Does AXA offer other types of Schengen visa travel insurance?

AXA also offers more comprehensive Europe Travel insurance from €1.50 per day of your trip, that covers you for medical expenses up to €100,000. If you’re planning more than one trip, you may want to buy the year-round coverage for €298 – this will cover you for all your visits to Schengen Area countries within the year.

Frequently Asked Questions:

Countries covered by Schengen travel insurance

Q: Does Schengen insurance cover countries other than those in the Schengen Area?

A: Other than those microstates mentioned, no. If you plan to travel to countries outside the Schengen Area, you will need to get insured there, though this will not affect your Schengen travel insurance covering you while inside the area.

Q: I want to buy travel insurance for my partner and children as a group. Can I do so ?

A: Yes. You can buy for up to 10 people with only one payment.

Q: Can I get a refund if my Schengen Visa application is refused?

A: Subject to certain conditions, yes. However, you will need to provide documentation from the embassy, consulate, or visa application center where you applied stating the reason for the refusal.

The person insured

Q: Is there an age limit?

A: No. AXA Schengen covers everyone independently from age.

Q: Am I allowed to buy your insurance, independently from nationality or country?

A: Yes, you can buy our insurance. We are based in Belgium and you will be covered during your travel in Europe.

Q: I am living in a European country, can I buy?

A: Yes, you can. You will be covered outside of your country of residence.

Q: I want to buy for a family or a group of people. Can I do so?

A: Yes. You can buy for up to 10 people with only one payment.

Q: I don’t need visa to enter the Schengen Area. Can I still subscribe?

A: Yes. We will cover your trip on the same conditions.

Q: Can I take out this insurance when I have already arrived at my place of stay?

A: No. The policy must cover the entire duration of your trip and must be taken out before the start of your trip.

Q: I want to subscribe from someone else. What info do you need to make the travel insurance?

A: During subscription, you will be asked to provide the name, the birthday, the passport number, the nationality and the country of residence of the insured.

Q: Can I buy AXA Schengen travel insurance in an AXA representative office in my country?

A: No. The AXA Schengen travel insurance can be purchased only on this website.

Visa Schengen

Q: Do I need a visa?

A: Depending on your nationality, you may need one. Please check this page: Schengen Visa

Q: What is Schengen?

A: Schengen is a group of European countries as shown on this page: Schengen countries

Q: My visa was not granted. Can I get my money back?

A: Yes. We will need a proof of the visa denial and we will refund in full.

Coverage and claim

Q: Does AXA’s Schengen insurance cover medical fees related to COVID-19?

A: We cover your medical fees related to the coronavirus as long as you have respected medical advice and the travel recommendations provided by the World Health Organisation or any other similar organization from your country of residence or from the country you are traveling to.

Q: Can I extend my Schengen insurance policy when it expires?

A: The contract cannot be renewed if the policyholder does not exit the Schengen area.
If it is impossible for you to go back to your country of residence when the insurance contract expires, you can, exceptionally, renew your Schengen insurance contract as long as these conditions are met:

  1. You will have to send us proof that it is impossible for you to return to your country of residence, by any means, because of exceptional and unexpected circumstances. A flight return cancelation will not be considered a legitimate proof of this impossibility if another flight company offers an alternative flight to your country of residence before or on the day your contract expires.
  2. The renewal can be made only for a maximum duration of six months in total.
  3. The renewal has to be requested before the expiration date of the original policy.
  4. No refund can be requested on the extended contract.

Q: How can I change the dates of my insurance?

A: You can do so before the start of your coverage by sending us an e-mail via contact form

Q: I have purchased the Low Cost insurance plan. How can I upgrade to Europe Travel or Multi-Trip?

A: Please subscribe again to one of the required insurance plans and send us an e-mail with your request to cancel and reimburse the previous policy. Make sure to send your request before the start date of the policy.

Q: I have a medical issue, what should I do?

A: Please contact us as soon as possible on the phone number mentioned on your special conditions.

Q: What is a pre-existing condition?

A: Pre-existing condition is any sickness, disease or other medical condition of the Insured Person which requires medical treatment and which was know by the insured person and diagnosed before purchase of AXA Schengen travel insurance.

Q: Can I contact you?

A: You can contact us via the contact form. For medical emergencies, please dial the emergency number mentioned in your insurance certificate.

Q: Do you cover the “European Part” of Turkey?

A: Sorry no. AXA Schengen covers countries of the Schengen Area and EU.

Q: What coverage should I choose?

A: All our travel insurances meet the requirements of the Schengen Embassies. Please visit the Warranties Page to view the differences.

Q: Does the low cost insurance cover all Schengen countries?

A: Yes it covers all countries in the Schengen area as well as Switzerland and Lichtenstein, San Marino, the Principalities of Andorra and Monaco and Vatican City

Q: How can I subscribe to this insurance, step by step?

A: The subscription process is very easy, just click the BUY button and follow the instructions on the screen. I will take you only a few clicks. For more details about our procedures, please check the Procedures Page.


Q: Can I pay for someone else?

A: Yes, you can, that is a standard procedure.

Q: My payment did not go through. What should I do?

A: Many possible reasons: data provided is incorrect, enough funds on the account, security protection layer from your bank

Q: Do you accept wire transfer?

A: We accept credit cards and Paypal, but do not accept wire transfer.

Q: Are there any additional costs than what is mentioned on your website?

A: No, the price shown on our website is what you will pay.

Q: I can’t identify your charge on my credit card statement

A: You should see a charge from “INTER PARTNER ASSISTANCE”, City: “Bruxelles.”

Q: Do you accept credit cards in dollars?

A: Yes, we accept Visa, MasterCard and American Express from any country.

Q: Can I pay with Master Card and how do I do it?

A: Yes, we accept Master Card, Visa and American Express. Just click the GET THIS PLAN button and follow the instructions on the screen.

Q: Do you need any other information about me besides my Credit Card details for the payment?

A: No, we don’t need your financial details, our Payment Provider will secure your payment.

Q: How long do I have to wait for the refund of my cancelled insurance?

A: Our payment provider treats all the request within 24 hours. Depending on the bank and the country of the card holder, it can take from a few days till several weeks.

Q: Do you provide an invoice after purchase?

A: Yes, a payment confirmation with your details is provided after purchase via e-mail.

Q: Do you provide an invoice after purchase?

A: Yes, a payment confirmation with your details is provided after purchase via e-mail.

Insurance certificate and documents

Q: I have not received my documents. What should I do?

A: First check your spam box, then contact us via the contact form, or you can print a copy of your document from your personal space on the client site.

Q: Does the name of the insured (the person paying the premium) appear on the insurance certificate?

A: No. Only the person covered by the insurance is shown on the certificate. The name of the insured is shown in the special conditions

Q: How can I obtain my documents in another language?

A: Contact us at via the contact form, or you can print a copy of your document in the language of your choice from your personal space on the client site.

Q: How can I change information shown in my documents?

A: Just contact us by e-mail before the cover starts via the contact form, or you can make some changes (e.g. change your passport number where there is an input error at the time of application, from your personal space on the client site.

Q: How do you send the proof/certificate of insurance?

A: The mandatory insurance certificate is sent by e-mail immediately after payment. You just need to print it.

Q: Will the insurance documents be sent by post?

A: We shall send your insurance documents by e-mail. You will not receive a paper version.

Q: How can I find my personal space on the client site?

A: By using Login and the password sent in the confirmation e-mail you received after taking out your AXA Schengen policy.

Get your insurance now. Instant confirmation and online verification for Embassy/Consulate. Accepted by all Embassies for Visa purposes.